Rethinking Retirement & Life Purpose

Thinking Differently.
Financial Balance Point.

We’re breaking the mold, when it comes to how Financial Services is delivered to the average person. At PersonalBanker, we’re on a mission to empower Canadians to live more rewarding lives, fueled by a better understanding of finance.

Financial Literacy is defined as having the KNOWLEDGE, SKILLS and CONFIDENCE to make “responsible” financial decisions.

That’s what PersonalBanker’s mission is all about.

We provide the Knowledge through solutions and strategies which produce the results our clients need. But we go further. We help our clients develop effective habits, which requires the alignment of not only Knowledge (What to do) and the Skills (How to do it) but the Desire (Why or Want to do it) to master Money. A proven Proactive Model for Success, which begins with Self Awareness and Attitude around money then Aptitude. We help our clients navigate their wary to their Financial Balance Point. The point of financial freedom. That’s where the fun begins.

A Point at which your assets provide enough Cashflow to cover your lifestyle. “Assets working for you” so that YOU no longer need to “Work for Money”

Financial Balance Point is a great place to be. So, at PersonalBanker, we celebrate everytime another client reaches this milestone. It’s a significant achievement.

One of PersonalBanker fundamental principles, is the idea that as individuals, we need to focus our attention on Assets that provide consistent, predictable Cashflow.



Have you ever wondered why is it that some individuals reach Financial Success or Significance early yet others remains at a Financially Insecure or Unstable stage of wealth even at retirement?

Answer :

It’s not usually about how much money you invested. Wealth Creation formulas are based on Tax, Time and Total return. At PersonalBanker we don’t reinvent the process… The Science of Money is the same for all wealthy individuals. We help our clients emulate the formulas, models, ownership strategies, thinking and habits of successful people. The question we focus our clients attention to is: “What is important about Money”… The Art of Fulfillment or the feeling they will have once they get there!

Start Shifting Your Financial Paradigms with
the PersonalBanker Wealth Blueprint

TAX Management

How Small is your Tax Slice?

For the Average Canadian, 42% of their income is gone to various forms of Taxes. Taxes affect every aspect of our financial lives. Everything from earning, spending, saving or investing money. We are taxed toady, tomorrow and eventually even when wealth is…

DEBT Management

Is Your Debt Working for You?

At PersonalBanker, we view Debt quite differently. For the wealthy, debt can be considered an Asset, just as easily as a home can be considered a Liability. Our goal is to reduce destructive debt. We use strategies that restructure mortgages to make them deductible…


How Many Years Wealthy Are You?

We measure Wealth not by Income or Net Worth but by the positive monthly Cashflow and Asset creation.
Our investment philosophy is not focused on retirement in some distant future, rather it is built on achieving…

RISK Management

Protecting Your Legacy

Our Motto is “Minimize Risk & Taxes and Maximize Growth & Cash Flow.” Managing Risk involves not only protecting yourself from Cashflow Interrupters™ such as death, disability or job loss. It also encompasses protecting your assets from tax…

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