PARADIGM SHIFTS

Cashflow Contingency Planning

Thinking Differently.
Cashflow Interrupters.

We’re breaking the mold, when it comes to how Financial Services is delivered to the average person. At PersonalBanker, we’re on a mission to empower Canadians to live more rewarding lives, fueled by a better understanding of finance.

Cashflow Interuptors are the things which can disrupt our financial situation and our ability to generate wealth

In order to build and safeguard Wealth, Cashflow Interrupters must be taken into account. There are various matters, events, situations that can decrease or even stop Cashflow altogether.

Future proofing your finances as they grow is both practical and necessary. At PersonalBanker, we place high priority on ensuring that all our clients have strategies and procedures in place in the event of potential interrupters.

Here are a few of the most frequent Cashflow Interrupters;

. Death
. Loss of job
. Taxes
. Disability
. Insurance
. Divorce
. Sickness
. Retirement

These Cashflow Interuptors, which can happen at any time, are good reasons to focus on generating Cashflow and not focusing exclusively on money.

Start Shifting Your Financial Paradigms with
the PersonalBanker Wealth Blueprint

TAX Management

How Small is your Tax Slice?

For the Average Canadian, 42% of their income is gone to various forms of Taxes. Taxes affect every aspect of our financial lives. Everything from earning, spending, saving or investing money. We are taxed toady, tomorrow and eventually even when wealth is…

DEBT Management

Is Your Debt Working for You?

At PersonalBanker, we view Debt quite differently. For the wealthy, debt can be considered an Asset, just as easily as a home can be considered a Liability. Our goal is to reduce destructive debt. We use strategies that restructure mortgages to make them deductible…

INVESTMENT Management

How Many Years Wealthy Are You?

We measure Wealth not by Income or Net Worth but by the positive monthly Cashflow and Asset creation.
Our investment philosophy is not focused on retirement in some distant future, rather it is built on achieving…

RISK Management

Protecting Your Legacy

Our Motto is “Minimize Risk & Taxes and Maximize Growth & Cash Flow.” Managing Risk involves not only protecting yourself from Cashflow Interrupters™ such as death, disability or job loss. It also encompasses protecting your assets from tax…

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